mitu.fi
Financial infrastructure for the agent economy

Get paid by AI agents.
Settle in your currency.

An AI agent pays your API, app, or store over x402 or MPP, and MituFi settles it straight to your local bank account in your own currency.

Loved by 4,000+ builders across Africa and Latam
NigeriaKenyaGhanaSouth AfricaMexicoBrazilColombiaUnited States
Machine to machine

Agents are the new customer.
Don't get left out.

agent → your APIlive
# agent finished a task, needs to pay
POST /v1/settle
→ 402 Payment Required
{
"accepts": ["x402", "mpp"],
"amount" : "0.50",
"asset"  : "USDC"
}

An agent shows up to pay

When an agent finishes a task for its user, it settles with you programmatically over x402 or MPP, with no login, card form, or human in the loop.

  • Per call or per task
  • x402 and MPP native
  • No human in the loop
Accepted Rails
Card
Bank transfer
Stablecoin
Apple Pay

It pays however it holds money

Whether the agent holds a card, a bank account, or stablecoins, MituFi captures and normalizes the payment so you never integrate a single rail yourself.

  • Card and bank transfer
  • Stablecoin and wallets
  • Apple Pay and PIX
Risk Check
Agent verified
Sanctions clear
KYB complete
Monthly cap$50,000

Every payment is verified

MituFi checks the paying agent, screens each payment for fraud and sanctions, and enforces the limits you set, so you accept agent money without taking on the risk.

  • Agent identity and KYB
  • Fraud and sanctions screening
  • Spending limits and allowlists
Payouts TodayAll settled
GTBank ····4471₦ 820,400
M-Pesa ····8842KES 64,800
SPEI ····3320MXN 9,120
M-Pesa ····1180KES 21,300

You receive a normal sale

MituFi converts the payment and deposits it as local currency in your account, complete with receipts and reconciliation, exactly like any other sale.

  • Local-currency payout
  • Receipts on every payment
  • Automatic reconciliation
Live Throughput
1.2M
payments today
0.4s
avg settle
99.98%
success
20+
currencies
$4.2M
settled today
0
chargebacks

It scales to millions of calls

Agents pay per request or stream micropayments over MPP sessions, so your volume can grow without adding ops or per-transaction work.

  • Per-request or streaming
  • MPP sessions
  • No per-transaction ops
Built for your business

Whatever you sell, an agent can pay for it.

Whether you sell data to agents, run a store, or build the next fintech, MituFi gets you paid.

API and data businesses

Charge agents per call for search, data, or compute, and settle straight to your local account.

Online stores

Let shopping agents check out and pay in your currency, with no card processor to manage.

Fintechs and platforms

Plug MituFi in and offer agent payments to your own customers, without building the rails.

Agencies and startups

Bill international clients and pay distributed teams and contractors across borders.

FAQ

Questions, answered.

An AI agent finishes a task for its user and pays you automatically. There is no checkout to build, no invoice to chase, and nothing to touch on your side, the money simply arrives.

No. Agents can pay whatever way they hold money, and you always receive normal local currency in your bank, mobile money, or USD account.

They are the two open standards agents use to pay. MituFi speaks both, so you are set up for the agents paying today and the ones coming next.

20+ across Africa and Latin America, including naira, shillings, cedis, rand, pesos, reais, and dollars.

Payments are confirmed in seconds. Payouts land in minutes on mobile money and same day on most bank transfers.

Agents are the focus, but anything that pays through MituFi works, so you are ready as more of your customers become automated.

Start accepting agent payments today.

Get your keys, return a 402, and watch payments land as local currency.